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Pension Drawdown – Is It Right For You?

There can be benefits, but check your options first.

Enter your postcode for a FREE, no-obligation consultation with a local pension drawdown expert.

FCAAll advisors regulated by the Financial Conduct Authority
Your privacy is very important to us and your data is confidential and secure
1,000's matched with FCA regulated Pension Advisors

Things to know before you draw down

Why people choose drawdown

What to check before you draw down

1. A flexible income you controlTake a regular income, one-off lump sums, or a mix.
1. How long does your money need to last, and what if investments fall?Taking too much, or a market fall early on, could leave you short later.
2. The rest stays investedWhat you don't take can keep growing, though it can also fall.
2. How will withdrawals affect your tax?Anything above your tax-free cash is taxed as income, so large withdrawals could push you into a higher tax band.
3. You choose how much to take, and whenYou can adjust what you take as your needs change.
3. Should you take your tax-free cash all at once, or in stages?You don't have to take your tax-free cash, usually up to 25%, in one go.

Everyone's situation is different. Talk it through with a pension drawdown expert, free and with no obligation.

How it works

1
Enter your postcode above. We take your privacy seriously, and your details will only be used for contact from your local advisor.
2
Tell us what you'd like help with: pension drawdown, plus anything else on your mind, like tax-free cash, annuities or combining your pensions.
3
A local expert will be in touch to arrange your free, no-obligation consultation at a time that suits you.

Why use an FCA regulated pension advisor?

  • Free consultation with no obligation
  • Legally obliged to give you the best advice
  • No hidden fees
  • Save you time, effort & energy
Sample

"I didn't realise I could take my tax-free cash in stages. Talking it through really helped."

Mrs A, Exeter

Sample

"The adviser explained how much I could sensibly take each year. No jargon."

Mr B, Leicester

Sample

"I was worried my money might run out. The adviser helped me plan a sensible drawdown income."

Mr H, York