0800 112 3405

Pension Consolidation – Is It Right For You?

There can be benefits, but check your options first.

Enter your postcode for a FREE, no-obligation consultation with a local pension consolidation expert.

FCAAll advisors regulated by the Financial Conduct Authority
Your privacy is very important to us and your data is confidential and secure
1,000's matched with FCA regulated Pension Advisors

Things to know before you combine

Why people combine their pensions

What to check before you combine

1. Easier to manageOne pension, one provider, less paperwork.
1. Exit feesSome older pensions charge you to leave. A fee could wipe out the benefit of moving.
2. Potentially lower chargesOlder pensions can be more expensive.
2. Valuable guaranteesSome plans include guaranteed annuity rates or protected tax-free cash you could lose.
3. A clearer pictureSee what you've got and plan your retirement more easily.
3. Charges and investment choiceMake sure the new home for your pension is genuinely better value.

Everyone's different. A pension consolidation expert can weigh up the pros and cons for your circumstances before you decide.

How it works

1
Enter your postcode above. We take your privacy seriously, and your details will only be used for contact from your local advisor.
2
Tell us what you'd like help with: pension consolidation, plus anything else on your mind, like drawdown, annuities or accessing your pension.
3
A local expert will be in touch to arrange your free, no-obligation consultation at a time that suits you.

Why use an FCA regulated pension advisor?

  • Free consultation with no obligation
  • Legally obliged to give you the best advice
  • No hidden fees
  • Save you time, effort & energy
Sample

"I had four old workplace pensions. The adviser checked each one for fees and benefits before anything moved."

Mr T, Reading

Sample

"I nearly moved them myself online. Glad I spoke to someone first, as one had a guarantee I'd have lost."

Mrs P, Derby

Sample

"Quick, free and no pressure. I finally have a clear picture of all my pensions."

Mr S, Chester