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Pension Annuities – Is One Right For You?

It's usually a one-off decision, so check your options first.

Enter your postcode for a FREE, no-obligation consultation with a local pension annuity expert.

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Things to know before you buy an annuity

Why people choose an annuity

What to check before you buy an annuity

1. A guaranteed income for lifeIt's paid for as long as you live, however long that is.
1. Have you compared rates from different providers?Rates vary, and you don't have to buy from your current pension provider.
2. Your income doesn't depend on the stock marketYour payments are set when you buy, so market ups and downs don't affect them.
2. Could your health or lifestyle get you a higher income?Some health conditions, or habits like smoking, can mean a higher income.
3. You know what you'll get each monthThat can make it easier to plan your spending in retirement.
3. Should it rise with inflation, or continue for a partner?These options protect you, but usually mean a lower starting income.

Everyone's situation is different. Talk it through with a pension annuity expert, free and with no obligation.

How it works

1
Enter your postcode above. We take your privacy seriously, and your details will only be used for contact from your local advisor.
2
Tell us what you'd like help with: pension annuities, plus anything else on your mind, like drawdown, tax-free cash or combining your pensions.
3
A local expert will be in touch to arrange your free, no-obligation consultation at a time that suits you.

Why use an FCA regulated pension advisor?

  • Free consultation with no obligation
  • Legally obliged to give you the best advice
  • No hidden fees
  • Save you time, effort & energy
Sample

"I had no idea my health could mean a better annuity rate. Well worth the call."

Mr W, Swansea

Sample

"The adviser compared annuity rates from providers I'd never have found myself."

Mrs G, Norwich

Sample

"Friendly, patient, and explained everything before I made a decision I couldn't undo."

Mrs L, Bath